top of page

iBTB Tokenized Real Estate Ecosystem - How It Works

 

A complete, programmable monetary system for real estate finance.

International Blockchain Trust Bank (IBTB) has engineered a four-token framework that mirrors the way banks actually fund, protect, and monetize real estate—only now decentralized, programmable, and globally accessible.

​

Each token plays a distinct role in the financing lifecycle: from early-stage risk capital, to secured lending, to reserve backing, and finally, long-term equity. Together, they form a full-spectrum BankFi ecosystem that combines compliance, security, and yield with the speed and precision of blockchain finance.

1 

The Four Pillars of Tokenized Real Estate Finance

​

1. RECapCoin – Secured Lending Power

  • Tokenized loan contracts backed by promissory notes and UCC-1 liens

  • Minted only up to 70% of “as-is” appraised property value

  • Interest yields 10.99% – 12% plus origination fees

  • Conservative, collateralized lending reimagined for blockchain

 

2. RESoftCoin – Risk & Soft-Cost Capital

  • Covers entitlements, permits, legal, and upfront development costs

  • Higher yield potential: 12% – 15% with up to 7-point origination fees

  • Enables developers to qualify for RECap-backed loans

  • Premium returns for early-stage investors taking project launch risk

 

3. RESourceCoin – Reserve Asset Stability

  • Anchored by diversified reserves (fiat, stablecoins, BTC, gold)

  • Functions as liquidity buffer and collateral backstop

  • Provides platform utility: fee payments, liquidity priority, premium access

  • Lower-risk, income-supporting instrument for conservative investors

 

4. REU-Tokens – Pay-With-Equity Utility

  • Minted only after project completion and stabilization

  • Represents fractional equity in income-producing property

  • Provides quarterly dividends from 30% of operational profits

  • Redeemable for cash, services, or even permanent property title

2

Why It Matters

  • For Investors: Access every stage of real estate financing, from short-term lending yields to long-term equity dividends.

  • For Developers: Unlock a complete funding stack—early-stage capital, secured lending, reserves, and programmable equity.

  • For Institutions: A blockchain-native financial system that mirrors how banks operate, but with global reach and automation.

3

The Bottom Line

IBTB’s four-token system isn’t crypto speculation.


It’s real banking logic, upgraded for the digital era.

​

  • RECapCoin provides secured lending.

  • RESoftCoin funds early risk capital.

  • RESourceCoin anchors reserves and liquidity.

  • REU-Tokens convert projects into programmable equity.

 

Together, they form the world’s first full-spectrum BankFi ecosystem—a compliant, secure, and yield-driven platform connecting global capital with real estate opportunities at scale.

bottom of page